I found this fabulous photo by Dino Dimar in Cong. Allan Velasco's facebook page. This is Palad Sand Bar near Maniwaya Island, and I just have to sing about it again:
"Two miles away from the northeast coast of the island is a circular sandbar, called Palad, that appears during low tide. At high-tide it also attracts swimmers who have fun diving from boats just maneuvering around it. Palad, palm of your hand, not unlike a mirage, is a curious spot in the middle of the sea to wonder at, to wonder at..."